Who it affects
- Prospective FHA borrowers
- People completing standard home loan applications
- Home loan lenders
- Federal Housing Finance Agency
In committeeHousingVeterans
VALID Act of 2025
H.R. 3694 · House bill · Introduced June 3, 2025
The VALID Act of 2025 would require VA loan information for prospective FHA borrowers and a military service question on the standard home loan application.
At a glance
Where it stands
In committee
How South Carolina voted
No recorded votes yet.
See each vote ↓Lobbying and money
No lobbying reported yet
Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.
What it would do
- Required information for prospective Federal Housing Administration borrowers would include details about Department of Veterans Affairs home loans.
- The VA loan information would use current interest rates.
- Lenders would not have to determine borrowers’ eligibility for loans included in the notice.
- The standard home loan application would have to include a military service question above the signature line.
- The Federal Housing Finance Agency would have six months after enactment to issue the required rule.
Written with AI from the official bill text, because no CRS summary is available. Read the bill text ↗
How South Carolina voted
No recorded roll-call vote on this bill yet.
Groups that lobbied on it and gave to SC's members
PAC, lobbyist campaign and qualifying employee money this election, shown separately and never added together. Lobbying reports name the bills a group worked on, not which side it took.
No lobbying reported yet. Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.
Official record
Official title, sponsor and status
- Official title
- To amend the National Housing Act and the Housing and Community Development Act of 1992 to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers and to require a military service question on the Uniform Residential Loan Application, and for other purposes.
- Sponsor
- Rep. Pettersen, Brittany (D-CO)
- Introduced
- June 3, 2025
- Cosponsors
- 94
- Committees
- House Financial Services Committee
- Latest action
- June 3, 2025 · Referred to the House Committee on Financial Services.
Official summary from the Congressional Research Service
Congress hasn't published an official summary.
Summary on Congress.gov ↗Everyone who lobbied on this bill (0 groups)
No lobbying report we have loaded names this bill. That doesn't mean no lobbying took place.
Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published. Reports for October through December 2026 are due January 20, 2027.