Who it affects
- Federal bank and credit union regulators
- Inspectors general serving those regulators
In committeeBankingGovernment oversight
Merger Process Review Act
H.R. 6546 · House bill · Introduced Dec. 9, 2025
The Merger Process Review Act would require reviews of federal bank and credit union regulators’ merger approval procedures every three years.
What stands out
Loading…
These are patterns in public records, not proof that money changed a vote. The same rules apply to every member. How we decide
At a glance
Where it stands
In committee
How South Carolina voted
No recorded votes yet.
See each vote ↓Lobbying and money
No lobbying reported yet
Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.
What it would do
- The inspectors general serving four federal financial regulators must review those regulators’ merger applications every three years.
- These regulators oversee banks and credit unions.
- Reviews must examine merger approval procedures, including how quickly and efficiently applications are handled.
- Inspectors general must report their findings and recommendations.
- Each regulator must then submit a plan to carry out the appropriate recommendations.
Written with AI from the official summary by Congress's research office.
How South Carolina voted
No recorded roll-call vote on this bill yet.
Groups that lobbied on it and gave to SC's members
PAC, lobbyist campaign and qualifying employee money this election, shown separately and never added together. Lobbying reports name the bills a group worked on, not which side it took.
No lobbying reported yet. Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.
Official record
Official title, sponsor and status
- Official title
- To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository institution merger applications, and for other purposes.
- Sponsor
- Rep. Williams, Roger (R-TX)
- Introduced
- Dec. 9, 2025
- Cosponsors
- 2
- Committees
- House Financial Services Committee
- Latest action
- Feb. 25, 2026 · Placed on the Union Calendar, Calendar No. 453.
Official summary from the Congressional Research Service
Merger Process Review Act This bill requires the appropriate Office of the Inspector General (OIG) that serves the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to periodically review the merger applications received by that regulator. Specifically, every three years, the appropriate OIG must examine that regulator’s merger approval procedures, including timeliness and efficiency, and report on its findings and recommendations. The regulator must then submit a plan to implement the appropriate recommendations.
Summary on Congress.gov ↗Everyone who lobbied on this bill (0 groups)
No lobbying report we have loaded names this bill. That doesn't mean no lobbying took place.
Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published. Reports for October through December 2026 are due January 20, 2027.