Who it affects
- Private property and casualty insurers
- Department of the Treasury
Passed the HouseInsuranceTerrorism
TRIA Program Reauthorization Act of 2026
H.R. 7128 · House bill · Introduced Jan. 16, 2026
The TRIA Program Reauthorization Act of 2026 would extend federal coverage for part of private insurers’ terrorism-related losses through 2034 and raise the qualifying loss threshold.
At a glance
Where it stands
Passed the House 373 to 15 on June 29.
How South Carolina voted
Lobbying and money
No lobbying reported yet
Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.
What it would do
- The bill would extend the Terrorism Risk Insurance Program through 2034.
- The program covers part of private insurers’ terrorism-related losses from property damage and liability insurance.
- Starting in 2029, it would raise the loss threshold for certifying an act as terrorism under the program.
- It would give legal authority to Treasury Department public notification requirements.
- These notices concern the process for deciding whether an act qualifies as terrorism under the program.
Written with AI from the official summary by Congress's research office.
How South Carolina voted
House vote coverage is incomplete for 2025–2026. Vote and flagged-bill counts reflect imported records only; missing votes don't mean a member didn't vote.
House vote
Vote to pass
Fast-track vote that needs two-thirds
June 29, 2026 · Passed 373 to 15
- Republicans
- 181 yes
- 15 no
- Democrats
- 191 yes
- 0 no
- Independents
- 1 yes
- 0 no
Groups that lobbied on it and gave to SC's members
PAC, lobbyist campaign and qualifying employee money this election, shown separately and never added together. Lobbying reports name the bills a group worked on, not which side it took.
No lobbying reported yet. Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.
Official record
Official title, sponsor and status
- Official title
- To extend the Terrorism Risk Insurance Program, and for other purposes.
- Sponsor
- Rep. Flood, Mike (R-NE)
- Introduced
- Jan. 16, 2026
- Cosponsors
- 4
- Committees
- Senate Banking, Housing, and Urban Affairs Committee; House Financial Services Committee
- Latest action
- July 13, 2026 · Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Official summary from the Congressional Research Service
TRIA Program Reauthorization Act of 2026 This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk. The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.
Summary on Congress.gov ↗Everyone who lobbied on this bill (0 groups)
No lobbying report we have loaded names this bill. That doesn't mean no lobbying took place.
Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published. Reports for October through December 2026 are due January 20, 2027.