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Passed the SenateMilitaryCredit monitoring

Servicemembers’ Credit Monitoring Enhancement Act

S. 2074 · Senate bill · Introduced June 12, 2025

The Servicemembers’ Credit Monitoring Enhancement Act would make free electronic credit monitoring available to all Armed Forces members, regardless of duty status.

At a glance

Who it affects

  • Members of the Armed Forces, regardless of duty status

Where it stands

Passed the Senate

Lobbying and money

No lobbying reported yet

Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.

What it would do

Written with AI from the official summary by Congress's research office.

How South Carolina voted

No recorded roll-call vote on this bill yet.

Groups that lobbied on it and gave to SC's members

PAC, lobbyist campaign and qualifying employee money this election, shown separately and never added together. Lobbying reports name the bills a group worked on, not which side it took.

No lobbying reported yet. Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published.

Official record

Official title, sponsor and status
Official title
A bill to amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.
Sponsor
Sen. Klobuchar, Amy (D-MN)
Introduced
June 12, 2025
Cosponsors
3
Committees
Senate Banking, Housing, and Urban Affairs Committee
Latest action
March 16, 2026 · Held at the desk.
Congress.gov ↗
Official summary from the Congressional Research Service

Servicemembers' Credit Monitoring Enhancement Act This bill makes available to all members of the Armed Forces free electronic credit monitoring, regardless of their duty status. (This service is currently available only to those on active duty.)

Summary on Congress.gov ↗
Everyone who lobbied on this bill (0 groups)

No lobbying report we have loaded names this bill. That doesn't mean no lobbying took place.

Lobbyists report every three months, about 20 days after each quarter ends. We have January 2025 through September 2026 reports. Newer reports will be added once filed and published. Reports for October through December 2026 are due January 20, 2027.